Home Appreciation Agreements

Model Your Path to Equity

See how structured appreciation agreements could work for your property or your clients — all estimates, no obligations.

Scenario Calculator

Model Your Scenario

Enter your details to see estimated equity scenarios. All outputs are for informational purposes only.

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Why FractPath

Built for Every Side of the Table

Whether you own, want to own, or help others own — FractPath models the possibilities.

No Loans Required

Access a portion of your home equity without taking on debt, monthly payments, or interest charges.

Participate in Appreciation

Model how structured agreements tied to future appreciation can create pathways to equity over time.

Referral Opportunities

Realtors can model referral scenarios and offer clients a structured alternative to traditional financing.

How It Works

Three Simple Steps

FractPath uses a manual-first operations model to ensure accuracy and compliance.

1. Model

Enter your property details and scenario preferences. Our calculator generates estimates based on your inputs — no black boxes.

2. Match

We connect homeowners and buyers with compatible goals. Every match is reviewed manually to ensure it meets both parties' needs.

3. Execute

All agreements are executed through vetted legal processes. Manual-first operations ensure transparency and compliance at every step.

Trust & Compliance

Transparent by Design

FractPath is built with transparency, auditability, and manual-first operations at its core.

No Hidden Fees

No hidden fees — all terms disclosed upfront in every scenario.

Legal Compliance

All agreements executed through vetted legal processes and state regulatory frameworks.

Auditability

Every calculation is deterministic and reproducible. Verify every number.

Disclaimer: FractPath provides scenario modeling tools for informational purposes only. Outputs are estimates and do not constitute financial, legal, or investment advice. All scenarios are subject to change based on market conditions, legal requirements, and other factors. FractPath does not guarantee any returns or outcomes. Past performance is not indicative of future results. Consult with qualified professionals before making financial decisions.

FAQ

Common Questions

Get clarity on how FractPath works and what to expect.

Is FractPath a loan or mortgage product?

No. FractPath models home appreciation agreement scenarios. It is not a lender and does not provide loans, mortgages, or financial advice. All outputs are estimates for scenario modeling purposes.

How are equity calculations determined?

Calculations use deterministic formulas based on property value, contributions, appreciation rate, and time horizon. No machine learning or predictive models are used. Results are estimates only.

Is my information safe?

We take data privacy seriously. Scenario inputs are used only to generate your estimates. See our Privacy Policy for full details.

What states does FractPath operate in?

FractPath is initially launching in Maryland. We plan to expand to additional states as we grow. Check back for updates.

Realtor Beta Program

Join the Beta

Be among the first realtors to offer structured appreciation agreements to your clients. Early access, priority support, and referral opportunities.

We'll only contact you about the FractPath Realtor Beta program.